Insurance

[bobsnicholson]

Got the insurance renewal through today for the M5, £471.60p. I am with LV. (last year £401.)

Went online for comparison, got it for £317.30p same T&Cs

Guess who from, correct LV.

What the F...is going on with these effing insurance company's...bastards the lot of em.

NOTE the tax was £565.....kin ouch.

[Ninjachica]

I use a broker for the car. Best deal, best price, zero effort on my part.

This year the Fazer renewal was no bother. AA. Didn’t bother to look elsewhere.

[CantCorner]

Funnily enough , LV sent me a renewal quote this month for my BMW . I'm now with the AA .
Bike insurance due on the 16th May and Hastings are intending to automatically take £140 but shopped around with that Meerkat thing and Carole Nash are offering £91 . Weird thing is , I used to be with Carole Nash before their renewal prices started rising , so every year it's a search on these comparison sites .

[Beelady]

I didn't know brokers were still about. I must look into that. I always used to use one. As you say, it's just so much easier and saves lots of time, too.

[bobsnicholson]

Personally not sure about brokers. IMO just another intermediary to take their cut. Especially when the compare sites and/or telephones are so convenient.
Remember my son is a broker with Carol Nash (just been promoted to a bigger chair near a window ) I have never had a competitive quote off him yet whilst he has been there.

[Ninjachica]

They don’t take a cut per se.

The quote is whatever it is. The provider allows for commission at a set rate. It doesn’t affect the quote.

For my car, I’ve always had a decent company, rather than some unheard of, never-pay-out!

Had a claim on the house with AA, and they were brilliant, so very happy to use them.

[bobsnicholson]

As it stands at the mo my insurances are with
BMW RT LE : A.A. Now cancelled
Goldwing : Bennetts. Son at Carol Nash couldn't beat Bennetts.
BMW M5 : LV. Nearly £150 cheaper on compare than Autorenewal.Same company. No DO NOT auto renew Box
RR Velar : LV. Renewed with LV after phone call to them. They were also cheaper on the compare site.
Vw Caddy : Post Office. Compare site cheapest.
Jag E-Type : LV. Compare cheapest.

Chances are All will be changed at renewal. Only 1 was renewed with the same company that was after a phone call to them. As previously stated I have never had a more competitive quote off a traditional broker?????.
I have even phoned the Insurers/brokers that are NOT on compare sites that say they will beat them, they never do. And phoning is a ball ache for me.
I always tick the DO NOT automatically renew box if there is one......that is a trap.

As I have always stated, I hate insurance company's and how they operate.